Welcome to Extreme Loans in Southeast Michigan!

Extremely Honest. Extremely Fast. Extremely Easy! This is “who” we are and how we will close your loan.
If you’re looking for people that are honest, a process that is fast, and to achieve your goals easily, let us refinance your current mortgage or help you purchase a new home!

What Makes Extreme Loans Different

Honest
Fast
Easy
The VALUE we provide MAKES EXTREME LOANS DIFFERENT! You are our priority! Our Extreme Mortgage Bankers strive to provide the most benefit to current and future homeowners through HONEST education and information, FAST service to close quickly, and an EASY process.
We have almost every residential mortgage program available, in-house processing and underwriting, and you can count on us to assist you as much as possible. We welcome the opportunity to provide you with the information you’re seeking and help you purchase a new home or save money on your existing monthly payments.

Loan Programs

There are various types of mortgage loans. We’ve provided you with a description of each. If you would like to know more, please give us a call, and one of our mortgage experts will be happy to answer all of your questions.
Fixed Rate Mortgage

A fixed-rate mortgage is a mortgage loan with an interest rate that stays the same throughout the entire life of the loan.

Adjustable-Rate Mortgage (ARM)

An adjustable-rate mortgage (ARM) is a mortgage loan with an interest that changes throughout the life of the loan.

Reverse Mortgage

Reverse Mortgage

A reverse mortgage is a loan offered to individuals who are 62 years old or older. They allow you to receive payments instead of make them, by using the equity in your home.

Interest Only Mortgage

An interest-only mortgage is a mortgage loan which only requires the individual to pay interest and eventually, on a specific date, repay the principal in a lump sum.

FHA Loan

An FHA loan is a mortgage loan insured by the Federal Housing Administration (FHA). The FHA is a part of the Department of Housing and Urban Development, or HUD.

VA Loan

A VA loan is a mortgage loan insured by the United States Department of Veterans Affairs, or the VA, offered to veterans and service members.

USDA Loan (Rural)

A USDA loan, also called a rural loan, is a low-interest mortgage with no down payment, designed for low-income borrowers.

Jumbo Loan

A jumbo loan, also called a non-conforming conventional mortgage, is a loan that costs more than $647,200, currently.

Looking for advice?

Our friendly customer service staff is available to take your inquiries.
GET IN TOUCH

What Our Borrowers Say

Ryan was great to deal with. Very curious and honest, gave me a rate that other lenders thought was fiction. Will keep using him and referring him for life. A+++

From Commerce, MI

Jason helped me close on two mortgages simultaneously and provided great service and response time. If you are looking for a lender I recommend him highly.

Jeffrey

From Utica, MI

Best Experience ever!! Closed my loan way sooner than I had expected. Easy to work with. Very professional and trustworthy. Would highly recommend to anybody looking for a mortgage!!

Lauren

From Eastpointe, MI

I have recommended him to many people
Jason Sebastian was super helpful answered all my calls and all my questions did a great job with our mortgage he had all her paperwork and was very patient with things I needed to get for him to make the mortgage happen I would recommend him to anybody and I have recommended him too many people already.

Eastpointe, MI

I highly recommend Jason, very transparent with the entire process. Explained each step of the loan process and he gave me a few tips that helped me boost my credit to qualify for a better rate.

Johnny Jajou

Oak Park, MI

Ryan was the best experience, he is very professional and very helpful. As a first time buyer he made the process of buying a home a piece of cake, he walked me thru all the steps and explained every little detail. Thank you Ryan.

Rolin D

Metamora, MI

From start to finish Ryan did an exemplary job handling the entire process, he made what could have been a stressful period, as easy as possible. He truly made it a very easy process and his team is outstanding!!

Zeek Q

Walled Lake, MI

Preparation

To be prepared, please have your mortgage statement(s), most recent 2
years of income info (W2’s/1099’s/Tax Returns), and asset information available. This
will streamline the process (whether you apply online or speak with one of our Extreme
Mortgage Bankers).
  • 1
    Step 1

    Go to www.extremeloans.com/applynow or contact us at 844-close-fast and ask
    to speak with one of our Extreme Mortgage Bankers.

    APPLY NOW
  • 2
    Step 2

    An Extreme Mortgage Banker will contact you (whether you’ve applied online or not) to go over your credit report, discuss the program options that best fit your situation, and once we have your requested documents and e-consent, we will email you a Loan Estimate (or quote) to move forward.

  • 3
    Step 3

    Once we have all the signed documents and your supporting documentation, our processors order title and appraisal, then we submit to underwriting for approval.

  • 4
    Step 4

    Upon approval, your loan goes to the closing department and a “Closing Disclosure,” known as the CD, is issued. Your Extreme Mortgage Banker will follow up with you to go over everything in detail and to schedule the closing date/time.

  • 5
    Step 5

    Congratulations! Your closing date has arrived and you should contact your Extreme Mortgage Banker if you have any questions or concerns and to send referrals. Thank You for allowing us to help you with your home financing and we look forward to keeping in touch!!

Extreme Loans
NMLS ID: 2025962
https://www.nmlsconsumeraccess.org
29444 Northwestern Hwy. Ste. 100
Southfield, MI 48034

Extreme Loans NMLS ID: 2025962 is an Equal Housing Lending. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all of part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

Approved in 34 States: Alabama (#23085), Alaska (#AK2025962), Arizona (#1037883), California (#60DBO-152878), Colorado, Connecticut (#ML-2025962), Delaware (#033539), Florida (#MBR5056), Georgia (#2025962), Illinois (#MB.6761704), Indiana (#63181), Kansas (#MC.0025772), Kentucky (#MC819269), Louisiana, Maine (#2025962), Maryland (#2025962), Michigan (#FL0023319) (#SR0023318), Minnesota (#MN-MO-2025962), Nevada (#5861), New Hampshire, New Jersey, New Mexico, North Carolina (#L-209734), Ohio (#RM.804925.000), Oklahoma (#MB013306), Oregon (#2025962), Pennsylvania (#97650), South Carolina (#MLS – 2025962), Tennessee (#2025962), Virginia (#MC-7217), Washington (#CL-2025962), Wisconsin (#2025962BA) (#2025962BR), Texas (#2025962) (See Below)

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”