Outgrown Your House But Not Your Rate? Here’s How to Run the Real Numbers August 6, 2026 Shane Madaus Industry Insights, Mortgage Education Comments Off on Outgrown Your House But Not Your Rate? Here’s How to Run the Real Numbers There’s a specific kind of stuck that a lot of homeowners are feeling right now. It’s not that they can’t […] Read more
What to Do If Your Home Is Damaged or Destroyed: Mortgage Help After a Disaster July 24, 2026 Shane Madaus Mortgage Education Comments Off on What to Do If Your Home Is Damaged or Destroyed: Mortgage Help After a Disaster What to Do If Your Home Is Damaged or Destroyed: Mortgage Help After a Disaster A natural disaster doesn’t just […] Read more
Reverse Mortgage Pros and Cons vs. Home Equity Agreements: Which Is Right for You? July 23, 2026 Shane Madaus Mortgage Education Comments Off on Reverse Mortgage Pros and Cons vs. Home Equity Agreements: Which Is Right for You? Reverse Mortgage Pros and Cons vs. Home Equity Agreements: Which Is Right for You? You’ve spent decades paying down your […] Read more
The Worst Mortgage Advice Your Parents Gave You (And What’s True Today) July 22, 2026 Shane Madaus General, Industry Insights, Mortgage Education Comments Off on The Worst Mortgage Advice Your Parents Gave You (And What’s True Today) Think you need 20% down? That you should wait for rates to drop? These are the most common mortgage myths parents pass down — and the truth behind each one. Read more
Cash-Out Refinance vs. Home Equity Loan: Which Is the Smarter Way to Access Your Equity? July 22, 2026 Shane Madaus Cash-Out Refinance, General, Programs Comments Off on Cash-Out Refinance vs. Home Equity Loan: Which Is the Smarter Way to Access Your Equity? Comparing a cash-out refinance vs. home equity loan? Learn how each works, when to use each one, and which option makes more sense for building long-term wealth. Read more
What Is a DSCR Loan? How Investors Use Rental Income to Qualify July 22, 2026 Shane Madaus General, Programs Comments Off on What Is a DSCR Loan? How Investors Use Rental Income to Qualify Learn what a DSCR loan is, how the debt service coverage ratio works, and how real estate investors qualify using rental income — no tax returns required. Read more
Mortgage Rate Forecast 2026: What Experts Predict and What It Means for You July 22, 2026 Shane Madaus General, Industry Insights Comments Off on Mortgage Rate Forecast 2026: What Experts Predict and What It Means for You What will mortgage rates do in 2026? Get the expert forecast, key scenarios, and practical strategies for homebuyers and refinancers in today’s market. Read more
How Does the 10-Year Treasury Affect Mortgage Rates? A Complete Guide July 22, 2026 Shane Madaus General, Industry Insights Comments Off on How Does the 10-Year Treasury Affect Mortgage Rates? A Complete Guide Wondering why mortgage rates move with the 10-year Treasury? Learn how the bond market directly impacts your home loan rate — and what it means for you in 2026. Read more
How to Read a Mortgage Loan Estimate: What Your Lender Controls (And What They Don’t) July 22, 2026 Shane Madaus General, Industry Insights Comments Off on How to Read a Mortgage Loan Estimate: What Your Lender Controls (And What They Don’t) You open your email. There’s a PDF attached from your lender. Three pages, dozens of line items, numbers everywhere — […] Read more
VantageScore vs. FICO: What Every Homebuyer Needs to Know in 2026 (and Why It’s Great News) July 22, 2026 Shane Madaus Announcements, Industry Insights No comments yet You’ve probably heard it before: “Your credit score isn’t high enough.” Or maybe you checked your credit on a free […] Read more